It’s time to take the wheel
Blog posts
One of the biggest questions around buying a vehicle is cost, especially the upfront amount needed to get started. That’s where the right financing can make a difference. With First Citizens’ auto loan options, up to 100% financing is available on both new and used vehicles. This means you may not need to delay your plans while saving for a deposit, allowing you to move forward when the timing feels right for you.
A car is part of your routine. It supports how you work, travel, and manage your responsibilities, so it’s important that your loan fits just as naturally into your monthly budget.
With competitive interest rates and flexible repayment terms, First Citizens offers options that can be structured around your income and commitments, helping you manage your payments without added pressure.
For many buyers, choosing a vehicle today also means thinking about the future.
If you’re considering a hybrid, CNG, or electric vehicle, First Citizens provides special rates to support more energy-efficient options. It’s a practical way to align your purchase with longer-term savings and evolving priorities.
Applying for a loan shouldn’t feel like another hurdle.
With First Citizens, the process is designed to be clear and accessible, including the option to apply online at your convenience. And if you need support along the way, guidance is available to help you understand your options and make informed decisions.
With the right support behind you, your journey to that new set of wheels becomes less about if you can make it happen, and more about when you’re ready to begin.
If you’re considering your first car or thinking about upgrading, now is a good time to explore what’s available to you.