Whether you’re building credit, rewarding your lifestyle, travelling the world or growing a business there’s a First Citizens credit card designed around the moments and milestones that matter most.
12 CARDS · 6 LIFESTYLE CATEGORIES · ONE PORTFOLIO
For those starting a career, earning their own income or applying for a first card. Visa Classic delivers secure local and international purchasing while establishing the positive credit history that…
University years are about independence, opportunity and laying a foundation. The Visa Tertiary Card gives local and international students the flexibility, convenience and confidence to make the most of every…
Enjoy exclusive benefits that help you stay in control while earning valuable rewards.
Free access to our Online Banking service
Life’s most important purchases shouldn’t have to wait. The 2-in-1 combines everyday credit card convenience with structured financing options — manage larger purchases comfortably while staying in control.
Make a meaningful impact every time you spend. The Purple Card supports initiatives that help end violence against women, empower women and girls, and build stronger families and communities —…
Lead The Way and Put Your Signature on the World
Welcome to a world of Infinite Possibilities
Perfect for the high spending frequent traveller
As your business grows, so do its financial needs. Visa Gold Business brings enhanced flexibility, greater spending capacity and valuable benefits designed to support expansion and seize new opportunities with…
A Business Visa Card is a payment card designed to help businesses manage everyday business expenses, including purchases, travel, entertainment and other approved expenses. It gives businesses a convenient way to make payments while helping them keep business spending separate from personal expenses.
Make your Vacation Lifestyle Even More Rewarding
Rewards, travel perks and lifestyle benefits that make everyday spending more exciting. From flights and hotels to unforgettable experiences, everyday purchases transform into benefits built for your next adventure.
Reward Yourself: Choice of Cash Back or First Citizens Rewards!
Whether you’re building credit, rewarding your lifestyle, travelling the world or growing a business — there’s a First Citizens credit card designed around the moments and milestones that matter most.
a card for every stage of life
| Visa Classic | Visa Gold | Visa Platinum | Visa Infinite | |
|---|---|---|---|---|
| Best for | Getting started | Everyday spending | Premium lifestyle | Frequent Travellers |
| Rewards | ✓ | ✓ | ✓ | ✓ |
| Travel benefits | ✓ | ✓ | ✓ | |
| Premium benefits | ✓ | ✓ | ||
| Annual fee | $145 | … | $450 | … |
| APPLY |
For those starting a career, earning their own income or applying for a first card. Visa Classic delivers secure local and international purchasing while establishing the positive credit history that…
University years are about independence, opportunity and laying a foundation. The Visa Tertiary Card gives local and international students the flexibility, convenience and confidence to make the most of every…
Enjoy exclusive benefits that help you stay in control while earning valuable rewards.
Free access to our Online Banking service
Life’s most important purchases shouldn’t have to wait. The 2-in-1 combines everyday credit card convenience with structured financing options — manage larger purchases comfortably while staying in control.
Make a meaningful impact every time you spend. The Purple Card supports initiatives that help end violence against women, empower women and girls, and build stronger families and communities —…
Lead The Way and Put Your Signature on the World
Welcome to a world of Infinite Possibilities
Perfect for the high spending frequent traveller
As your business grows, so do its financial needs. Visa Gold Business brings enhanced flexibility, greater spending capacity and valuable benefits designed to support expansion and seize new opportunities with…
A Business Visa Card is a payment card designed to help businesses manage everyday business expenses, including purchases, travel, entertainment and other approved expenses. It gives businesses a convenient way to make payments while helping them keep business spending separate from personal expenses.
Make your Vacation Lifestyle Even More Rewarding
Rewards, travel perks and lifestyle benefits that make everyday spending more exciting. From flights and hotels to unforgettable experiences, everyday purchases transform into benefits built for your next adventure.
Reward Yourself: Choice of Cash Back or First Citizens Rewards!
Advancing a career, creating new experiences, reaching milestones — Visa Gold provides the flexibility, convenience and worldwide acceptance to enjoy more of what matters, with confidence, comfort and control.
Build a Good Credit History While in School
