Enjoy more rewards when you use your First Citizens Debit or Credit Card!

Limited Time Offer

Current Offers

Colfire Insurance

Through our partnership with Colfire Insurance, the First Citizens MORTGAGEE Motor insurance plan for comprehensive cover includes the following:

40% First Citizens Mortgagee discount
20% First Citizens Credit Card discount (full annual premium)
$3,000 Free windscreen cover
Free partial waiver of excess (Insured and Spouse only)
Free loss of use ($250 per day to a maximum of 15 days)
Complimentary Colfire Affinity discount card (450 merchants)

Promotion Ends: September 05 2026

_{*Benefits afforded to clients are dependent on the insurer chosen}.

Sheppard Insurance Brokers

Through our partnership with Sheppard Insurance, clients can access competitive motor insurance options across multiple insurers, plus added benefits and full claims support when it matters most.

Depending on the insurer selected, clients may also qualify for:

Free Windscreen Coverage up to $10,000*
Free Loss of Use*
Free Waiver of Excess*
Plus, Sheppard Insurance provides end-to-end claims support, handling negotiations to help ensure a fair and timely settlement.

Promotion Ends: January 31 2027

_{*Benefits afforded to clients are dependent on the insurer chosen}.

DAMUS Building Solutions

Use your First Citizens Debit or Credit Card at DAMUS Building Solutions and save more!

Here’s how it works:

You can get 5-10% off selected items when you shop using your First Citizens Card.

NB: Discounts do not apply to sales promotions and discounted items.

Promotion Ends: December 31 2027

Past Offers

Ramesh & Sons Homefurnishing Ltd.

Use your First Citizens Debit or Credit Card and get rewarded just for shopping.

Here’s how it works:

First Citizens customers who make a minimum purchase of TT$20,000 using a First Citizens debit card or online transfer double points via the merchant’s loyalty programme.
First Citizens customers using a First Citizens debit or credit card at the Merchant’s Superstore will receive a 5% discount on purchases valued at TT$1,000 and over (this does not apply to grocery items)

OFFER EXPIRED

ABC Home Center

Get a chance to win a $3000 Shopping Spree!

Use your First Citizens Debit or Credit Card and get rewarded just for shopping.

Here’s how it works:

Spend a minimum of $500 during the promotion period.
Automatically earn one entry into the monthly draw.
Each month, three lucky winners will receive $3,000 cash.

PROMOTION EXPIRED

Better Deal Supermarket Ltd

Turn everyday purchases into $3,000 shopping spree!

Shop with your First Citizens Debit or Credit Card and earn a chance to win just for using your card.

Here’s how it works:

Spend a minimum of $200 during the promotion period.
Automatically enter our monthly draw for your chance to win.
Three winners will each take home $3,000 every month!

PROMOTION EXPIRED

Past Promotion Offers

Expired Promotions

Use your First Citizens Debit or Credit Card and get rewarded just for shopping.

Here’s how it works:

First Citizens customers who make a minimum purchase of TT$20,000 using a First Citizens debit card or online transfer double points via the merchant’s loyalty programme.
First Citizens customers using a First Citizens debit or credit card at the Merchant’s Superstore will receive a 5% discount on purchases valued at TT$1,000 and over (this does not apply to grocery items)