TRAVEL
Vacation Lifestyle Mastercard
Rewards, travel perks and lifestyle benefits that make everyday spending more exciting. From flights and hotels to unforgettable experiences, everyday purchases transform into benefits built for your next adventure.
Turn Everyday Spending Into Extraordinary Rewards
Earn 1 mile for every TT$8.50 spent with your First Citizens Mastercard and redeem your miles for travel, shopping, subscriptions and more.
- Card Limit: $6k – $10k TTD
- Ideal for: Gen Z & younger professionals chasing global experiences
Featured Benefits
Earn travel rewards every time you use your Vacation Lifestyle Mastercard — and redeem your points towards flights, hotels, car rentals and more.

Earn Miles Faster
Earn 1 mile for every TT$8.50 spent on eligible purchases.

Travel Your Way
Redeem miles for flights, hotels, vacation experiences.

Shop with Miles
Use miles at over 61 million merchants online or directly through the My Rewards App.

Flexible Payments
Use Split Payment to combine miles and your credit card for even greater flexibility.
Ideal for: Gen Z & younger professionals chasing global experiences

Experience the First Citizens Rewards App
Track your miles, redeem rewards and manage your account all in one place.
- View updated miles every month
- Redeem rewards instantly
- Shop with miles
- Pay for subscriptions like Netflix
- Split Payment feature
What is MasterCard ID Check?
MasterCard ID Check is a service offered by First Citizens to our MasterCard credit cardholders which strengthens the security of and confidence in online shopping with your First Citizens credit card.


Travel with Confidence
Travel Benefits
Enjoy added peace of mind with:
- 24/7 Global Medical Consultation
- Compensation for delayed baggage
- Compensation for lost baggage
Annual Earning Limits
| Card | Annual Maximum |
|---|---|
| Premium Visa (Platinum, Signature & Infinite) | Up to 250,000 miles |
| Mastercard Vacation Lifestyle & Gold | Up to 80,000 miles |
Important Information
- Earn 1 mile for every TT$8.50 spent.
- Miles are updated monthly.
- Miles remain valid for 4 years.