• Card Limit: $6k – $10k TTD
  • Ideal for: Gen Z & younger professionals chasing global experiences

Featured Benefits

Earn travel rewards every time you use your Vacation Lifestyle Mastercard — and redeem your points towards flights, hotels, car rentals and more.

Earn Miles Faster

Earn 1 mile for every TT$8.50 spent on eligible purchases.

Travel Your Way

Redeem miles for flights, hotels, vacation experiences.

Shop with Miles

Use miles at over 61 million merchants online or directly through the My Rewards App.

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Flexible Payments

Use Split Payment to combine miles and your credit card for even greater flexibility.

Ideal for:  Gen Z & younger professionals chasing global experiences

Experience the First Citizens Rewards App

Track your miles, redeem rewards and manage your account all in one place.

  • View updated miles every month
  • Redeem rewards instantly
  • Shop with miles
  • Pay for subscriptions like Netflix
  • Split Payment feature

What is MasterCard ID Check?

MasterCard ID Check is a service offered by First Citizens to our MasterCard credit cardholders which strengthens the security of and confidence in online shopping with your First Citizens credit card.

Travel with Confidence

Travel Benefits

Enjoy added peace of mind with:

  • 24/7 Global Medical Consultation
  • Compensation for delayed baggage
  • Compensation for lost baggage

Annual Earning Limits


Important Information
  • Earn 1 mile for every TT$8.50 spent.
  • Miles are updated monthly.
  • Miles remain valid for 4 years.