• Card Limit: $3k – $10k TTD
  • Ideal for:  First-time cardholders & persons entering the job market

Start Building the Future You Want 

  • CASH BACK: Earn a generous 0.80% Cash Back on every local purchase.
  • Price Protection: 200 USD
  • Sky Box Subscription: 12 months

A credible, safe first credit card

Secure local & international purchases

Builds a positive credit history

A hand holds a striped mug of tea at a white desk with a laptop and monitor, creating a focused workspace.

Digital-first everyday convenience

Ideal for:  First-time cardholders & persons entering the job market


What you’ll need to apply

Documents Required – Savings/Chequing

Individual Account Opening Requirements For further information telephone us at (868) 62-FIRST. The Bank reserves the right to request additional information/documentation if deemed necessary. The Bank reserves the right to request…

Not sure which First Citizens credit card is right for you?

If you want…Consider
Your first/basic credit cardVisa Classic
Student-focused optionVisa Tertiary
Higher credit limitVisa Gold
Premium benefits/travelVisa Platinum
Financing + credit card flexibility2-in-1

FREQUENTLY ASKED QUESTIONS