Credit Card Security Tips
Help us protect you by following some simple guidelines as you go about your everyday life with your First Citizens credit cards.
Wherever life takes you, there’s a card to match your journey. From building your credit with Visa Classic to enjoying greater flexibility with Visa Gold or unlocking premium rewards with Visa Platinum, discover a First Citizens card designed around your lifestyle.
Whether you’re building your financial independence, enjoying new experiences or making the most of life’s finer moments, our range of Lifestyle Visa Cards offers a card designed to support where you are—and where you’re going.
From your first credit card to premium rewards and travel benefits, explore the Visa Classic, Visa Gold and Visa Platinum and choose the card that fits your lifestyle.

Build your credit foundation

Unlock premium possibilities

Enjoy more from everyday life

Enjoy more from everyday life
| Visa Classic | Visa Gold | Visa Platinum | |
|---|---|---|---|
| Best for | Getting started | Everyday spending | Premium lifestyle |
| Rewards | ✓ | ✓ | ✓ |
| Travel benefits | ✓ | ✓ | |
| Premium benefits | ✓ | ||
| Annual fee | $145 | … | $450 |
| APPLY |
Help us protect you by following some simple guidelines as you go about your everyday life with your First Citizens credit cards.
Help us protect you by following some simple guidelines as you go about your everyday life with your First Citizens credit cards.
Frequently Asked Questions
Frequently Asked Questions