Savings & Chequing
First Citizens provides easy, 24/7 access to your money. Experience the advantages of banking just the way you want to.
Financial Education Hub v2
No matter where you are in life — opening your first account, saving for a major goal, or planning for the future — the right banking foundation makes all the difference. At First Citizens, our range of accounts is designed to grow with you, offering smart features, everyday convenience, and benefits that support your financial goals at every stage.
Joining the First Citizens Family
Banking Basics
Investing
Credits Cards
Borrowing
Transaction & Support
What You Need Before You Start!
Opening an account is easy — as long as you have the correct documents. Here’s exactly what you’ll need, what counts as proof of address, and what to do if you don’t have a utility bill in your name.
Choose the Right Account.
Student / First Job
Best for: low fees, simple spending, getting paid salary
Everyday Banking
Best for: bills, transfers, debit card purchases
Salary + Savings Combo
Best for: managing spending while building savings
Credit Cards
Best for: building credit, flexible spending, rewards
Loan Facilities
Best for:
funding big purchases, personal or business needs
Discover the First Citizens Advantage: Banking, Elevated
- Customers can earn superb credit card rewards via our Cash Back or Miles program for every purchase made using a First Citizens.
- First Citizens loans offer up to 100% financing and Cash Back on new & used vehicles & residential mortgages
- First Citizens investments are managed by a team of professional portfolio managers and analysts. Customers can access global opportunities through diverse asset allocation.
Discover Smart Strategies For Budgeting And Saving
Documents Required – Savings/Chequing
Individual Account Opening Requirements For further information telephone us at (868) 62-FIRST. The Bank reserves the right to request additional information/documentation if deemed necessary. The Bank reserves the right to request…
Open Your Account Online or In-Branch!
We’ve made opening an account easier than ever! Choose the option that works best for you—schedule an appointment at your nearest branch or open an account online at selected locations!
Digital Banking
First Citizens Online Banking lets you ‘Do It Yourself’! You can bank anytime, anywhere which is faster and simpler.
Navigate your borrowing journey with confidence.
Fuel Your Next Move
Support for the Business You’re Building
Your First Home, Within Reach
A Smarter Way to Start
It’s time to take the wheel
Financing That Fits Your Journey
Digital Banking
First Citizens Online Banking lets you ‘Do It Yourself’! You can bank anytime, anywhere which is faster and simpler.
Understanding common banking terms, and learning how to independently manage your finances reduces anxiety, saves time and money and empowers smarter financial choices.
Banking Basics 101.
Banking Basics 101: The Simple Guide to Everyday Banking
Banking Basics
Your debit card is a vital tool; learn how to access, activate, and use it online securely.
Here is where we can include a link to different account types
There’s an easier way to bank – Digital Banking Suite
Here is where we can include a link to different account types
A Simple Guide to Deposit Account Fees
Here is where we can include a link to different account types
Everyday Banking Words Explained…
Here is where we can include a link to different account types
Master Everyday Banking With Simple How-To Guides
Credit Card
Customer Support Portal
Welcome to our Credit Card Support portal. We’re here to help you with any questions or issues you may have regarding your credit card. Below you’ll find answers to common…
3 Easy Ways to reset your Online Banking Password
Choose the option that is most convenient for you: send a text, message us on WhatsApp or use AI Assist via Online Banking.
First Citizens Prepaid MasterCard – Secure & Convenient Transactions
The First Citizens Prepaid MasterCard offers seamless local and international transactions, including purchases, bill payments, and ATM withdrawals. Enjoy secure payments at POS terminals and online gateways worldwide.
Online Banking Support & Tutorials
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Your financial future matters – understanding how investing works, knowing your risk tolerance and the right strategy for you can help you start growing your money and achieving your goals.